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Credit Score by SavvyMoney

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Credit Score by SavvyMoney is a valuable guide to help you on your financial journey.

This comprehensive credit score program, offered by True North at no cost to you, gives you the power to stay on top of your credit.

  • Free access to your credit score and full credit report.
  • You can track your credit score daily (up to every 24 hours) -- your score will never be negatively affected.
  • To start a dispute or place a freeze on your credit, click here.
  • Use the Score Simulator to see what happens to your score if you were to take certain actions.
  • No extra apps to install or additional tools to learn, it's all right within your eBanking desktop or True North Mobile app.

With this tool, you can also:
  • See how True North can help you reduce your rate or monthly payments on your debt.
  • Set up Alerts to stay informed about what's happening to your credit history.
  • Access quick and meaningful information to help you on your financial journey.

Try out Credit Score today!

You can easily access Credit Score through our eBanking and True North Mobile App by clicking on the Credit Score widget on your dashboard or the :: More menu.

 

It's National Consumer Week and we'd like to share some important information to better protect you from fraud.
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Identity fraud losses in 2020 hit $56 billion – that’s $13 billion for traditional identity fraud and $43 billion for identity fraud scams. What’s the difference? ● Traditional identity fraud: Scamsters pull data from digital channels, often using malware to hack. ● Identity fraud scams: Scamsters contact consumers directly via phone, email, social media.
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How do you protect yourself overall? Don’t trust. Verify. ● If you’re contacted by an institution (bank, broker, government entity), hang up the phone and call that institution directly. ● Use two-factor authentication. It takes a little longer, but it’s worth it for protection. ● Sign up for account alerts. ● Secure your devices and networks: Don’t use public wifi, use VPNs, install a screen lock and password on your smartphone and computer. ● Protect your credit: Check it often using credit score via SavvyMoney.
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Did you know: ● Identity theft is the most common scam reported to the Federal Trade Commission. In 2020, it accounted for nearly 30% of all scams reported. ● One thing that makes people more likely to be victimized is being an active user of social media. Those active on popular social sites are 30% more likely to be victims of identity fraud. ● Your data sells for surprisingly little money. Criminals must be active to do well. For example, a credit card number may sell for as little as 50 cents on the dark web. Cards with full details – including the CCV code sell for more, from $1 to as much as $45.
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Here are scams to watch out for and what you should do to protect yourself. Counterfeit Shopping Sites: Plug the URL of any suspicious site into whois.com to see who created the site and how long it’s existed. Natural Disaster Scams: Verify any charity asking you for money is real at charitynavigator.org or guidestar.org. Data Breaches: Check your credit report regularly using credit score via SavvyMoney to ensure that the information on file is yours.
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Here are scams to watch out for and what you should do to protect yourself. Social Media Solicitations: Watch out for new friends and followers who shower you with attention then ask for real money. Unfollow. Stop communicating. And just say no.
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Here are scams to watch out for and what you should do to protect yourself. Crypto Payment Scams: This scam involves someone pretending to be the government or from law enforcement and directs you to withdraw money, then buy cryptocurrency for them to steal. – Hang up the phone or stop emailing with them. No government or law enforcement agency will ask to be paid in crypto.
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Here are scams to watch out for and what you should do to protect yourself. Phishing scams. Scamsters use email or text messages to trick you into giving t hem your personal information such as passwords, account numbers, and more. These emails and text messages often look like they're from a company you know or trust. Add security software to your computer and back up data regularly. Set automatic updates to your mobile phone and use multi factor authentication on all your accounts. Never click on the links in emails or text messages you don't recognize.